Investor tool

Deal Submission Checklist

You do not need a perfect file to start a preliminary review. You do need enough truth for someone to say which capital path fits — or does not. This checklist separates what unlocks a fast first read from what full underwriting will eventually require.

Checklists are process guidance, not approval criteria. Requirements vary by program, property, and capital partner.

Preliminary review — send this first

These items let RECR route the opportunity without making you assemble a full underwriting binder on day one.

  • Property address (or market + type if under contract not yet assigned)
  • Purchase price, current ask, or refinance amount requested
  • Project scope in plain language (hold, flip, rehab, construction, commercial)
  • Rough budget for work, if any
  • Target timeline and exit (sale, refinance, long-term hold)
  • Investor / sponsor experience in a few sentences
  • Capital amount you believe you need, and cash you can put in
  • Any hard deadlines (inspection, rate lock, 1031, auction)

Full underwriting — expect these later

  • Purchase contract, LOI, or refinance authorization
  • Entity documents (LLC/corp, operating agreement, good standing)
  • Line-item rehab or construction budget with contingency
  • Rent roll and leases (income property) or ARV comps (flip/rehab)
  • Insurance quotes and tax estimates
  • Liquidity / reserve evidence when the program requires it
  • Appraisal, BPO, or valuation path as required
  • ID, credit authorization, and track-record support as required

Program-specific add-ons

  • Fix & flip / 100% JV: comps package, contractor bids, photos, scope by trade
  • Rental / DSCR: leases, market rent support, expense reality, HOA docs
  • Bridge: exit letter or refinance path narrative with dates
  • Ground-up: plans, budget, permits status, GC info, timeline
  • Commercial / multifamily: T-12, rent roll, environmental as needed

Interactive completeness score

Readiness
0 / 8
Check items you already have. Estimate — illustrative only.
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FAQ

Checklist questions

Can I submit with only the preliminary list?

Yes. Preliminary review is designed for incomplete files. Full underwriting is not.

What slows files the most?

Round-number rehab budgets, missing exits, and rent rolls that do not match the story.

Where do calculators fit?

Use investor tools to build ARV, DSCR, MAO, and cash flow before you submit.

Important disclosures. Program language on this page is illustrative. Actual leverage, rates, fees, terms, and eligibility vary by borrower, property, market, documentation, and capital partner. Not a commitment to lend. Not an offer of securities. Business-purpose, non-owner-occupied transactions only where applicable. Subject to underwriting and final approval. Not all transactions qualify.

Why checklists convert serious investors

Investors search for submission checklists because rejection emails are vague and document portals are labyrinthine. A clear preliminary versus full underwriting split reduces anxiety and increases complete first packets. Use this page as the operational companion to program pages: every capital path still needs truth about price, scope, and exit.

After you score yourself above, open the matching calculator. Flips need MAO and rehab budget. Rentals need DSCR and cash flow. Commercial needs cap rate and a real rent roll. Then submit via Submit a Deal.

How the checklist sits in the conversion path

RECR’s public site is intentionally built as a ranking and conversion system: deep program pages, calculators that produce the numbers underwriting asks for, and a learning center that answers the questions investors type into search before they ever call. That architecture only works if the words stay honest. Claims stay tokenized until approved. Proof stays empty until verified. Role language stays careful until counsel and principals sign off.

If you are comparing RECR to brochure lenders who publish every leverage number without conditions, understand the trade. We would rather win the investor who reads carefully than the click that bounces when a fantasy quote meets underwriting. The same standard applies to partners referring clients — clear path fit beats theatrical enthusiasm.

Next steps are always concrete: pick a program cluster, run the matching tools, assemble the preliminary checklist, and submit the deal or call 954-676-4205. Markets of focus remain Cleveland, OH and Fort Lauderdale / South Florida. The framework you are reading is the operational mockup; aesthetic polish can land later without ripping out the SEO spine.

Practical checklist before you leave this page

Write down the property address, the all-in cost you actually believe, the exit that repays the stack, and the date by which that exit must work. If any of those four items is fuzzy, fix the fuzz before you argue about product labels. Capital partners can work with incomplete documents; they cannot work with invented arithmetic.

Then choose one primary program page that matches the strategy, one calculator that stress-tests the key ratio or budget, and one resource article that explains the concept you are least confident about. That three-click path is how this site is meant to be used — not as a stack of disconnected marketing tiles.

RECR focus markets remain Cleveland, OH and Fort Lauderdale / South Florida. Phone 954-676-4205. Email fabercapitalresources@gmail.com. Up to 100% of purchase, rehab, and closing costs on qualifying joint-venture transactions remains available only when total project cost is within 70% of ARV and full conditions are met — never as a slogan detached from the gate.