FAQ

Frequently Asked Questions

Direct answers. Where a number is not approved for public claim, we say so instead of inventing one.

What does RECR do?

RECR helps real-estate investors identify and pursue capital paths for business-purpose transactions — purchase, rehab, rental, bridge, construction, commercial, multifamily, portfolio, and joint-venture structures.

Is 100% financing really available?

On qualifying joint-venture transactions, up to 100% of purchase, rehab, and closing costs may be available when total project cost is within 70% of ARV, subject to underwriting and approval. Not all deals qualify. See the flagship page.

What markets do you cover?

Cleveland, OH and Fort Lauderdale / South Florida.

Do you finance primary residences?

Core programs described on this site are investment / business-purpose focused, not consumer primary-residence mortgages.

How fast is the first response?

Same day on a complete submission — meaning the address, purchase price, rehab budget, ARV support, and your entity basics. From an approved, complete file, funding runs 3–5 business days. Approval and funding are two different things: approval is a credit decision or term sheet, funding is money at the closing table, and valuation and title set the floor on the second one.

What should I submit first?

Use the deal submission checklist and Submit a Deal.

Are calculator results quotes?

No. All tools are estimates for planning only.

How do brokers refer deals?

See Partners and submit with partner context in the notes.

Still have a deal-specific question?

Contact RECR

Important disclosures. Program language on this page is illustrative. Actual leverage, rates, fees, terms, and eligibility vary by borrower, property, market, documentation, and capital partner. Not a commitment to lend. Not an offer of securities. Business-purpose, non-owner-occupied transactions only where applicable. Subject to underwriting and final approval. Not all transactions qualify.

Program selection in plain language

If you will sell after rehab, start with fix and flip or the 100% JV purchase-and-rehab path when cost sits within 70% of ARV and shared economics make sense. If you will hold for rent, start with rental / DSCR or multifamily. If you need short-term capital with a dated takeout, read bridge and the exit-risk guide.

Commercial income property is not underwritten like a single-family rental. Bring rent rolls and expenses early. Construction without plans and a real budget will not clear a serious desk — use the ground-up page and construction-budget resource before you submit.

Compliance and honesty

This site uses visible claim tokens for unapproved numbers instead of soft marketing fluff. That is deliberate. When a rate, fee, or volume figure is ready, it is promoted in the claims register and then rendered as plain text. Until then, treat “confirming” as a feature that protects both the investor and the brand.

Program selection in plain language

If you will sell after rehab, start with fix and flip or the 100% JV purchase-and-rehab path when cost sits within 70% of ARV and shared economics make sense. If you will hold for rent, start with rental / DSCR or multifamily. If you need short-term capital with a dated takeout, read bridge and the exit-risk guide.

Commercial income property is not underwritten like a single-family rental. Bring rent rolls and expenses early. Construction without plans and a real budget will not clear a serious desk — use the ground-up page and construction-budget resource before you submit.

Compliance and honesty

This site uses visible claim tokens for unapproved numbers instead of soft marketing fluff. That is deliberate. When a rate, fee, or volume figure is ready, it is promoted in the claims register and then rendered as plain text. Until then, treat “confirming” as a feature that protects both the investor and the brand.

Still stuck?

If your question is deal-specific, submit the opportunity or contact the desk. General education lives in the learning center.

How to use this FAQ with the rest of the site

RECR’s public site is intentionally built as a ranking and conversion system: deep program pages, calculators that produce the numbers underwriting asks for, and a learning center that answers the questions investors type into search before they ever call. That architecture only works if the words stay honest. Claims stay tokenized until approved. Proof stays empty until verified. Role language stays careful until counsel and principals sign off.

If you are comparing RECR to brochure lenders who publish every leverage number without conditions, understand the trade. We would rather win the investor who reads carefully than the click that bounces when a fantasy quote meets underwriting. The same standard applies to partners referring clients — clear path fit beats theatrical enthusiasm.

Next steps are always concrete: pick a program cluster, run the matching tools, assemble the preliminary checklist, and submit the deal or call 954-676-4205. Markets of focus remain Cleveland, OH and Fort Lauderdale / South Florida. The framework you are reading is the operational mockup; aesthetic polish can land later without ripping out the SEO spine.

Practical checklist before you leave this page

Write down the property address, the all-in cost you actually believe, the exit that repays the stack, and the date by which that exit must work. If any of those four items is fuzzy, fix the fuzz before you argue about product labels. Capital partners can work with incomplete documents; they cannot work with invented arithmetic.

Then choose one primary program page that matches the strategy, one calculator that stress-tests the key ratio or budget, and one resource article that explains the concept you are least confident about. That three-click path is how this site is meant to be used — not as a stack of disconnected marketing tiles.

RECR focus markets remain Cleveland, OH and Fort Lauderdale / South Florida. Phone 954-676-4205. Email fabercapitalresources@gmail.com. Up to 100% of purchase, rehab, and closing costs on qualifying joint-venture transactions remains available only when total project cost is within 70% of ARV and full conditions are met — never as a slogan detached from the gate.