Process

How Capital Path Review Works

Bring the deal first. Product names come second. The process below is how RECR turns an incomplete opportunity into either a real path or a clear no — without wasting weeks on the wrong box.

Response timing: same-day approval on a complete submission, then funding in 3–5 business days. Not a service-level guarantee until approved.

01

Submit the opportunity

Address, price or refi ask, scope, timeline, experience, and capital need. Use Submit a Deal or call 954-676-4205.

02

Preliminary path fit

We map the file to fix & flip, rental/DSCR, bridge, construction, commercial, multifamily, portfolio, or joint-venture structures — including the 100% JV gate when relevant.

03

Document the file

Only what the path needs. Start with the submission checklist; deepen with program-specific items.

04

Underwriting & conditions

Capital partner review. You receive conditions in plain language — not silence.

05

Close & execute

Title, insurance, funding, and draws against verified work when rehab or construction is involved.

What you should prepare

Honest numbers beat polished narratives
Exit strategy with dates
Budget with contingency for any rehab
Entity ready to take title

Start with the deal you actually have

Submit a Deal

Important disclosures. Program language on this page is illustrative. Actual leverage, rates, fees, terms, and eligibility vary by borrower, property, market, documentation, and capital partner. Not a commitment to lend. Not an offer of securities. Business-purpose, non-owner-occupied transactions only where applicable. Subject to underwriting and final approval. Not all transactions qualify.

Why path fit comes before full underwriting

Full underwriting is expensive in time for everyone. Preliminary path fit exists so neither side builds a hundred-page file for the wrong product. A bridge request without an exit, a DSCR request without rents, or a 100% JV request above the 70% cost-to-ARV gate should fail fast and politely.

When path fit is clear, documentation becomes finite. Flip files lean on comps and budgets. Rental files lean on leases and expenses. Commercial files lean on rent rolls and T-12s. Construction files lean on plans, budgets, and GC capacity. The checklist tool and preparation guide encode that logic so you are not guessing.

Communication standard

You should always know whether the file is in preliminary review, document collection, underwriting, conditions, or closed/declined. Silence is a process failure. If a capital partner needs something, it should appear as a condition list, not a vague request for more info.

Draws and execution

When rehab or construction capital is involved, funding often releases against verified completed work. That protects the project and the capital. Read how rehab draws work before you schedule a crew that expects the entire budget at closing.

How this process maps to the rest of the site

RECR’s public site is intentionally built as a ranking and conversion system: deep program pages, calculators that produce the numbers underwriting asks for, and a learning center that answers the questions investors type into search before they ever call. That architecture only works if the words stay honest. Claims stay tokenized until approved. Proof stays empty until verified. Role language stays careful until counsel and principals sign off.

If you are comparing RECR to brochure lenders who publish every leverage number without conditions, understand the trade. We would rather win the investor who reads carefully than the click that bounces when a fantasy quote meets underwriting. The same standard applies to partners referring clients — clear path fit beats theatrical enthusiasm.

Next steps are always concrete: pick a program cluster, run the matching tools, assemble the preliminary checklist, and submit the deal or call 954-676-4205. Markets of focus remain Cleveland, OH and Fort Lauderdale / South Florida. The framework you are reading is the operational mockup; aesthetic polish can land later without ripping out the SEO spine.

Practical checklist before you leave this page

Write down the property address, the all-in cost you actually believe, the exit that repays the stack, and the date by which that exit must work. If any of those four items is fuzzy, fix the fuzz before you argue about product labels. Capital partners can work with incomplete documents; they cannot work with invented arithmetic.

Then choose one primary program page that matches the strategy, one calculator that stress-tests the key ratio or budget, and one resource article that explains the concept you are least confident about. That three-click path is how this site is meant to be used — not as a stack of disconnected marketing tiles.

RECR focus markets remain Cleveland, OH and Fort Lauderdale / South Florida. Phone 954-676-4205. Email fabercapitalresources@gmail.com. Up to 100% of purchase, rehab, and closing costs on qualifying joint-venture transactions remains available only when total project cost is within 70% of ARV and full conditions are met — never as a slogan detached from the gate.